Effective July 1, 2012, all individual & family health insurance plans in California must provide maternity coverage to subscribers.
The Bill, SB 222, was passed into law in late 2011 and requires all individual & family health insurance plans in California to include coverage for maternity including prenatal and postnatal. This includes plans registered with both the CA Dept of Managed Health Care (DMHC) and the CA Dept of Insurance (CDI). The law, signed by Gov Brown in 2011, estimates an average cost increase (premium) of about $7 per month per subscriber.
As of this date none of the California health insurance carriers selling individual & family coverage have announced how they intend to implement the new benefits. I expect most if not all carriers will simply add the benefit to existing plans without creating a new series of "open" plans to accommodate the new benefit.
This benefit additiona affects all individual & family health plans. Anyone currently on a non-maternity coverage plan in California will have the benefit added on July 1, 2012.
CA SB 222
Dave
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